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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,540 | $45,566-37.4% | $64,105-55.5% | $59,633-52.1% |
| Participation rate | 71.0% | 60.2%+10.8pp | 68.2%+2.8pp | 68.7%+2.3pp |
| Annual return | 0.05% | 4.95%-4.9pp | 791.24%-791.2pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $89 | $934-90.5% | $1,820-95.1% | $2,203-96.0% |
| Participant deferral / active EE | $2,894 | $2,057+40.7% | $2,822+2.6% | $3,192-9.3% |
| Admin fee / account holder | $594 | $3,268-81.8% | $4,499-86.8% | $4,297-86.2% |