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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,646 | $50,947-39.8% | $74,549-58.9% | $64,173-52.2% |
| Participation rate | 82.3% | 61.1%+21.2pp | 69.1%+13.1pp | 69.6%+12.7pp |
| Annual return | -16.50% | -1.85%-14.6pp | 32.53%-49.0pp | 7.63%-24.1pp |
| Employer contribution / active EE | $1,073 | $1,115-3.8% | $1,961-45.3% | $2,381-54.9% |
| Participant deferral / active EE | $3,748 | $2,302+62.9% | $3,108+20.6% | $3,470+8.0% |
| Admin fee / account holder | $4,084 | $4,221-3.3% | $5,059-19.3% | $4,887-16.4% |