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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $351,461 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $93,398 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,888 | $68,110-0.3% | $155,556-56.4% | $99,313-31.6% |
| Participation rate | 30.4% | 67.8%-37.4pp | 78.2%-47.8pp | 71.7%-41.3pp |
| Annual return | 11.92% | 16.16%-4.2pp | 64.84%-52.9pp | 17.67%-5.7pp |
| Employer contribution / active EE | $972 | $2,291-57.6% | $4,675-79.2% | $3,264-70.2% |
| Participant deferral / active EE | $3,211 | $3,865-16.9% | $5,631-43.0% | $5,346-39.9% |
| Admin fee / account holder | $156 | $94+65.5% | $15,885-99.0% | $109+42.6% |