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| Provider | Service type | Compensation |
|---|---|---|
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $116,773 |
Service code 13 · EIN 42-0127290 | Contract Administrator | $94,978 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,181 | $45,382-37.9% | $154,111-81.7% | $75,289-62.6% |
| Participation rate | 35.9% | 65.9%-30.0pp | 83.0%-47.1pp | 72.4%-36.5pp |
| Annual return | 8.56% | -0.47%+9.0pp | 735.18%-726.6pp | -0.04%+8.6pp |
| Employer contribution / active EE | $510 | $1,533-66.8% | $5,298-90.4% | $2,405-78.8% |
| Participant deferral / active EE | $1,745 | $2,384-26.8% | $5,081-65.6% | $3,739-53.3% |
| Admin fee / account holder | $114 | $89+27.6% | $13,411-99.1% | $102+11.4% |