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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $312,905 |
Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359 | Advisory (Plan) | $74,586 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,750 | $52,346-29.8% | $143,788-74.4% | $78,044-52.9% |
| Participation rate | 41.5% | 72.7%-31.2pp | 80.3%-38.8pp | 74.4%-32.9pp |
| Annual return | -10.06% | -14.19%+4.1pp | -0.03%-10.0pp | 10.87%-20.9pp |
| Employer contribution / active EE | $843 | $2,131-60.4% | $4,952-83.0% | $3,125-73.0% |
| Participant deferral / active EE | $2,899 | $3,800-23.7% | $5,638-48.6% | $5,084-43.0% |
| Admin fee / account holder | $105 | $63+65.7% | $14,675-99.3% | $79+33.2% |