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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,150 | $154,228-31.8% | $145,433-27.7% | $137,256-23.4% |
| Participation rate | 66.7% | 83.8%-17.1pp | 82.1%-15.5pp | 80.0%-13.3pp |
| Annual return | 14.56% | 74.59%-60.0pp | 66.58%-52.0pp | 220.34%-205.8pp |
| Employer contribution / active EE | $6,548 | $4,804+36.3% | $4,554+43.8% | $4,156+57.6% |
| Participant deferral / active EE | $15,683 | $8,216+90.9% | $7,897+98.6% | $6,407+144.8% |
| Admin fee / account holder | $36,669 | $14,344+155.6% | $13,129+179.3% | $12,270+198.8% |