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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,958 | $148,582-46.9% | $135,942-41.9% | $139,456-43.4% |
| Participation rate | 42.9% | 83.9%-41.0pp | 81.9%-39.1pp | 80.3%-37.5pp |
| Annual return | 23.30% | 79.26%-56.0pp | 68.28%-45.0pp | 373.45%-350.2pp |
| Employer contribution / active EE | $3,676 | $5,245-29.9% | $4,858-24.3% | $4,753-22.7% |
| Participant deferral / active EE | $6,764 | $8,101-16.5% | $7,759-12.8% | $6,711+0.8% |
| Admin fee / account holder | $7,007 | $12,402-43.5% | $10,764-34.9% | $11,407-38.6% |