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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,227 | $127,387-72.3% | $115,038-69.4% | $125,389-71.9% |
| Participation rate | 50.0% | 84.2%-34.2pp | 81.4%-31.4pp | 83.2%-33.2pp |
| Annual return | 201.54% | 31.28%+170.3pp | 26.14%+175.4pp | 282.24%-80.7pp |
| Employer contribution / active EE | $1,527 | $5,166-70.4% | $4,608-66.9% | $4,866-68.6% |
| Participant deferral / active EE | $6,603 | $6,423+2.8% | $6,026+9.6% | $5,352+23.4% |
| Admin fee / account holder | $719 | $9,516-92.4% | $8,175-91.2% | $9,541-92.5% |