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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,983 | $138,075-76.8% | $123,552-74.1% | $135,379-76.4% |
| Participation rate | 57.1% | 84.7%-27.6pp | 82.3%-25.2pp | 82.6%-25.5pp |
| Annual return | -4.12% | 153.70%-157.8pp | 119.20%-123.3pp | 519.79%-523.9pp |
| Employer contribution / active EE | $2,352 | $5,152-54.4% | $4,628-49.2% | $4,779-50.8% |
| Participant deferral / active EE | $5,510 | $6,800-19.0% | $6,426-14.3% | $5,609-1.8% |
| Admin fee / account holder | $19,681 | $10,917+80.3% | $9,285+112.0% | $10,828+81.8% |