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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,685 | $81,476-70.9% | $102,383-76.9% | $80,925-70.7% |
| Participation rate | 96.6% | 66.8%+29.7pp | 74.5%+22.0pp | 67.7%+28.9pp |
| Annual return | 4.75% | 25.59%-20.8pp | 24.94%-20.2pp | 35.65%-30.9pp |
| Employer contribution / active EE | $2,759 | $3,105-11.1% | $3,870-28.7% | $2,756+0.1% |
| Participant deferral / active EE | $3,268 | $3,871-15.6% | $5,060-35.4% | $4,299-24.0% |
| Admin fee / account holder | $9,254 | $6,717+37.8% | $8,391+10.3% | $6,940+33.3% |