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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,062 | $72,273-54.3% | $101,275-67.4% | $79,856-58.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 8.89% | 22.30%-13.4pp | 46.48%-37.6pp | 31.71%-22.8pp |
| Employer contribution / active EE | $2,188 | $2,691-18.7% | $3,660-40.2% | $2,471-11.5% |
| Participant deferral / active EE | $1,901 | $3,282-42.1% | $4,371-56.5% | $3,741-49.2% |
| Admin fee / account holder | $1,065 | $4,401-75.8% | $5,948-82.1% | $5,306-79.9% |