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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,010 | $78,670-58.0% | $109,173-69.8% | $85,847-61.5% |
| Participation rate | 96.7% | 68.3%+28.4pp | 75.9%+20.8pp | 69.3%+27.3pp |
| Annual return | 5.15% | 25.09%-19.9pp | 25.75%-20.6pp | 318.61%-313.5pp |
| Employer contribution / active EE | $2,333 | $2,734-14.7% | $3,723-37.3% | $2,565-9.0% |
| Participant deferral / active EE | $1,869 | $3,467-46.1% | $4,654-59.8% | $3,952-52.7% |
| Admin fee / account holder | $3,966 | $5,469-27.5% | $6,755-41.3% | $6,261-36.7% |