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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,047 | $65,367-55.6% | $92,915-68.7% | $72,976-60.2% |
| Participation rate | 96.4% | 68.3%+28.1pp | 76.0%+20.4pp | 69.5%+26.9pp |
| Annual return | 12.27% | 42.11%-29.8pp | 109.45%-97.2pp | 81.02%-68.7pp |
| Employer contribution / active EE | $2,503 | $2,594-3.5% | $3,653-31.5% | $2,440+2.6% |
| Participant deferral / active EE | $2,100 | $3,128-32.9% | $4,238-50.5% | $3,608-41.8% |
| Admin fee / account holder | $17,577 | $4,251+313.4% | $5,796+203.3% | $5,124+243.0% |