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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,549 | $73,988-66.8% | $96,538-74.6% | $75,177-67.3% |
| Participation rate | 93.3% | 66.4%+26.9pp | 74.3%+19.0pp | 67.2%+26.1pp |
| Annual return | 10.26% | 26.73%-16.5pp | 35.74%-25.5pp | 160.75%-150.5pp |
| Employer contribution / active EE | $2,667 | $2,930-9.0% | $3,740-28.7% | $2,671-0.2% |
| Participant deferral / active EE | $1,977 | $3,660-46.0% | $4,880-59.5% | $4,126-52.1% |
| Admin fee / account holder | $3,105 | $5,220-40.5% | $6,737-53.9% | $5,651-45.1% |