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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,043 | $182,442-55.6% | $163,379-50.4% | $138,895-41.7% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 17.80% | 72.74%-54.9pp | 63.41%-45.6pp | 145.39%-127.6pp |
| Employer contribution / active EE | $0 | $4,159-100.0% | $3,752-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $6,878 | $6,817+0.9% | $6,282+9.5% | $6,396+7.5% |
| Admin fee / account holder | $12,078 | $10,396+16.2% | $9,818+23.0% | $12,562-3.9% |