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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,989 | $232,540-73.8% | $185,117-67.1% | $147,586-58.7% |
| Participation rate | 0.0% | 82.4%-82.4pp | 77.3%-77.3pp | 82.8%-82.8pp |
| Annual return | 7.13% | 43.03%-35.9pp | 40.50%-33.4pp | 578.59%-571.5pp |
| Employer contribution / active EE | $0 | $5,195-100.0% | $4,182-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $6,402 | $5,834+9.7% | $5,045+26.9% | $5,439+17.7% |
| Admin fee / account holder | $5,005 | $10,275-51.3% | $8,159-38.7% | $10,886-54.0% |