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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,852 | $202,460-59.1% | $169,385-51.1% | $139,456-40.6% |
| Participation rate | 60.0% | 81.1%-21.1pp | 77.2%-17.2pp | 80.3%-20.3pp |
| Annual return | 15.49% | 532.07%-516.6pp | 405.82%-390.3pp | 373.45%-358.0pp |
| Employer contribution / active EE | $0 | $4,691-100.0% | $4,012-100.0% | $4,753-100.0% |
| Participant deferral / active EE | $1,630 | $6,938-76.5% | $6,221-73.8% | $6,711-75.7% |
| Admin fee / account holder | $825 | $10,719-92.3% | $9,011-90.8% | $11,407-92.8% |