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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,690 | $190,879-63.0% | $160,009-55.8% | $134,532-47.5% |
| Participation rate | 60.0% | 82.0%-22.0pp | 78.0%-18.0pp | 81.2%-21.2pp |
| Annual return | -6.18% | 552.63%-558.8pp | 408.85%-415.0pp | 418.27%-424.5pp |
| Employer contribution / active EE | $0 | $4,995-100.0% | $4,225-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,557 | $6,924-77.5% | $6,183-74.8% | $6,401-75.7% |
| Admin fee / account holder | $975 | $10,495-90.7% | $8,715-88.8% | $11,429-91.5% |