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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,400 | $109,863+63.3% | $98,477+82.2% | $167,518+7.1% |
| Participation rate | 95.2% | 75.8%+19.4pp | 73.3%+21.9pp | 82.1%+13.1pp |
| Annual return | 13.65% | 1958.09%-1944.4pp | 1493.59%-1479.9pp | 478.71%-465.1pp |
| Employer contribution / active EE | $13,185 | $3,225+308.8% | $2,961+345.4% | $4,838+172.5% |
| Participant deferral / active EE | $8,718 | $4,673+86.5% | $4,276+103.9% | $6,342+37.5% |
| Admin fee / account holder | $2,595 | $6,755-61.6% | $5,951-56.4% | $12,312-78.9% |