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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,160 | $100,938+66.6% | $90,461+85.9% | $158,982+5.8% |
| Participation rate | 78.3% | 75.0%+3.2pp | 72.7%+5.6pp | 82.0%-3.7pp |
| Annual return | 35.48% | 1727.20%-1691.7pp | 1294.76%-1259.3pp | 302.99%-267.5pp |
| Employer contribution / active EE | $18,331 | $3,691+396.6% | $3,264+461.6% | $4,763+284.9% |
| Participant deferral / active EE | $7,703 | $4,350+77.1% | $3,964+94.3% | $5,983+28.7% |
| Admin fee / account holder | $9,523 | $6,510+46.3% | $5,617+69.6% | $11,252-15.4% |