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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,013 | $103,038+16.5% | $90,324+32.9% | $152,909-21.5% |
| Participation rate | 79.2% | 75.9%+3.3pp | 73.3%+5.9pp | 82.5%-3.3pp |
| Annual return | 23.47% | 95.25%-71.8pp | 78.15%-54.7pp | 345.46%-322.0pp |
| Employer contribution / active EE | $17,492 | $3,141+456.9% | $2,856+512.5% | $4,764+267.2% |
| Participant deferral / active EE | $7,376 | $4,282+72.3% | $3,885+89.8% | $5,851+26.1% |
| Admin fee / account holder | $2,975 | $6,177-51.8% | $5,356-44.4% | $11,601-74.4% |