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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,737 | $53,128+78.3% | $86,582+9.4% | $70,126+35.1% |
| Participation rate | 72.0% | 65.3%+6.7pp | 73.5%-1.5pp | 69.5%+2.5pp |
| Annual return | 22.04% | 27.66%-5.6pp | 965.08%-943.0pp | 73.15%-51.1pp |
| Employer contribution / active EE | $9,050 | $2,068+337.6% | $2,839+218.7% | $2,343+286.3% |
| Participant deferral / active EE | $6,293 | $2,695+133.5% | $3,609+74.4% | $3,332+88.9% |
| Admin fee / account holder | $554 | $3,584-84.5% | $4,904-88.7% | $4,645-88.1% |