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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $459,441 | $55,470+728.3% | $155,556+195.4% | $74,478+516.9% |
| Participation rate | 85.0% | 61.9%+23.1pp | 78.2%+6.7pp | 67.2%+17.7pp |
| Annual return | 17.44% | 269.80%-252.4pp | 64.84%-47.4pp | 1370.56%-1353.1pp |
| Employer contribution / active EE | $16,321 | $2,267+620.0% | $4,675+249.1% | $2,626+521.5% |
| Participant deferral / active EE | $15,143 | $2,838+433.6% | $5,631+168.9% | $4,350+248.1% |
| Admin fee / account holder | $33,960 | $1,744+1847.0% | $15,885+113.8% | $1,946+1645.3% |