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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,098 | $57,312+11.8% | $86,617-26.0% | $75,181-14.7% |
| Participation rate | 81.5% | 63.2%+18.3pp | 71.7%+9.8pp | 67.2%+14.3pp |
| Annual return | 10.05% | 2672.78%-2662.7pp | 591.91%-581.9pp | 160.69%-150.6pp |
| Employer contribution / active EE | $2,040 | $2,315-11.9% | $3,023-32.5% | $2,671-23.6% |
| Participant deferral / active EE | $7,348 | $3,319+121.4% | $4,437+65.6% | $4,126+78.1% |
| Admin fee / account holder | $23,184 | $4,114+463.5% | $5,613+313.1% | $5,650+310.3% |