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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,624 | $84,685-42.6% | $73,836-34.1% | $125,389-61.2% |
| Participation rate | 71.4% | 76.8%-5.3pp | 73.4%-2.0pp | 83.2%-11.8pp |
| Annual return | -1.42% | 3123.80%-3125.2pp | 2268.06%-2269.5pp | 282.24%-283.7pp |
| Employer contribution / active EE | $1,202 | $3,123-61.5% | $2,787-56.9% | $4,866-75.3% |
| Participant deferral / active EE | $5,232 | $3,993+31.0% | $3,583+46.0% | $5,352-2.2% |
| Admin fee / account holder | $6,003 | $5,694+5.4% | $4,882+23.0% | $9,541-37.1% |