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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,439 | $90,486-42.0% | $78,676-33.3% | $273,972-80.9% |
| Participation rate | 81.8% | 76.5%+5.3pp | 73.6%+8.3pp | 83.0%-1.2pp |
| Annual return | 8.17% | 75.62%-67.5pp | 62.19%-54.0pp | 41.46%-33.3pp |
| Employer contribution / active EE | $1,401 | $3,175-55.9% | $2,850-50.9% | $4,869-71.2% |
| Participant deferral / active EE | $5,462 | $3,901+40.0% | $3,517+55.3% | $5,287+3.3% |
| Admin fee / account holder | $2,041 | $5,263-61.2% | $4,510-54.7% | $10,133-79.9% |