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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,386 | $54,357+46.0% | $82,706-4.0% | $68,495+15.9% |
| Participation rate | 60.7% | 63.9%-3.2pp | 72.6%-11.8pp | 67.9%-7.2pp |
| Annual return | -15.18% | -13.67%-1.5pp | 701.76%-716.9pp | -7.84%-7.3pp |
| Employer contribution / active EE | $1,860 | $2,218-16.1% | $3,007-38.1% | $2,596-28.4% |
| Participant deferral / active EE | $6,761 | $3,246+108.3% | $4,394+53.9% | $4,028+67.9% |
| Admin fee / account holder | $36,946 | $4,396+740.4% | $5,329+593.4% | $5,403+583.8% |