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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,386 | $54,355+46.1% | $82,744-4.1% | $68,486+15.9% |
| Participation rate | 60.7% | 63.9%-3.2pp | 72.6%-11.8pp | 67.9%-7.2pp |
| Annual return | -15.18% | -13.67%-1.5pp | 702.22%-717.4pp | -7.85%-7.3pp |
| Employer contribution / active EE | $1,860 | $2,219-16.1% | $3,008-38.2% | $2,597-28.4% |
| Participant deferral / active EE | $6,761 | $3,246+108.3% | $4,395+53.8% | $4,028+67.9% |
| Admin fee / account holder | $36,946 | $4,397+740.3% | $5,325+593.9% | $5,404+583.7% |