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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,932 | $102,382+17.1% | $147,005-18.4% | $80,874+48.3% |
| Participation rate | 10.0% | 75.8%-65.8pp | 82.2%-72.2pp | 67.6%-57.6pp |
| Annual return | 14.04% | 134.89%-120.9pp | 418.76%-404.7pp | 35.62%-21.6pp |
| Employer contribution / active EE | $6,355 | $3,715+71.1% | $4,934+28.8% | $2,756+130.6% |
| Participant deferral / active EE | $8,633 | $6,646+29.9% | $8,070+7.0% | $4,297+100.9% |
| Admin fee / account holder | $3,065 | $7,942-61.4% | $13,006-76.4% | $6,935-55.8% |