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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,675 | $89,370+20.5% | $141,197-23.7% | $72,976+47.5% |
| Participation rate | 88.0% | 75.1%+12.9pp | 82.5%+5.5pp | 69.5%+18.5pp |
| Annual return | 19.39% | 111.88%-92.5pp | 71.41%-52.0pp | 81.02%-61.6pp |
| Employer contribution / active EE | $9,205 | $3,115+195.5% | $4,736+94.3% | $2,440+277.2% |
| Participant deferral / active EE | $4,986 | $5,419-8.0% | $6,710-25.7% | $3,608+38.2% |
| Admin fee / account holder | $1,641 | $5,957-72.5% | $10,265-84.0% | $5,124-68.0% |