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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,463 | $105,195-14.0% | $159,450-43.3% | $85,854+5.4% |
| Participation rate | 88.9% | 75.8%+13.1pp | 82.8%+6.1pp | 69.3%+19.6pp |
| Annual return | 12.26% | 45.08%-32.8pp | 263.60%-251.3pp | 318.56%-306.3pp |
| Employer contribution / active EE | $7,691 | $3,319+131.8% | $4,830+59.2% | $2,565+199.8% |
| Participant deferral / active EE | $5,719 | $5,946-3.8% | $7,352-22.2% | $3,952+44.7% |
| Admin fee / account holder | $17,629 | $6,934+154.2% | $10,800+63.2% | $6,260+181.6% |