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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,511 | $150,442-27.9% | $136,295-20.4% | $147,585-26.5% |
| Participation rate | 94.7% | 84.4%+10.3pp | 81.9%+12.8pp | 82.8%+11.9pp |
| Annual return | 13.27% | 1049.09%-1035.8pp | 5155.97%-5142.7pp | 578.56%-565.3pp |
| Employer contribution / active EE | $6,556 | $5,256+24.7% | $4,695+39.6% | $4,876+34.5% |
| Participant deferral / active EE | $4,077 | $6,630-38.5% | $6,247-34.7% | $5,439-25.0% |
| Admin fee / account holder | $5,648 | $10,905-48.2% | $9,243-38.9% | $10,885-48.1% |