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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,588 | $157,276-49.4% | $141,177-43.6% | $152,885-47.9% |
| Participation rate | 63.2% | 84.8%-21.7pp | 82.5%-19.3pp | 82.5%-19.3pp |
| Annual return | 19.62% | 64.33%-44.7pp | 71.40%-51.8pp | 345.39%-325.8pp |
| Employer contribution / active EE | $1,889 | $5,262-64.1% | $4,736-60.1% | $4,763-60.3% |
| Participant deferral / active EE | $4,694 | $7,110-34.0% | $6,710-30.0% | $5,851-19.8% |
| Admin fee / account holder | $13,508 | $12,123+11.4% | $10,263+31.6% | $11,598+16.5% |