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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,928 | $138,075-37.0% | $123,552-29.6% | $135,379-35.8% |
| Participation rate | 65.0% | 84.7%-19.7pp | 82.3%-17.3pp | 82.6%-17.6pp |
| Annual return | -8.29% | 153.70%-162.0pp | 119.20%-127.5pp | 519.79%-528.1pp |
| Employer contribution / active EE | $2,192 | $5,152-57.5% | $4,628-52.6% | $4,779-54.1% |
| Participant deferral / active EE | $5,785 | $6,800-14.9% | $6,426-10.0% | $5,609+3.1% |
| Admin fee / account holder | $1,291 | $10,917-88.2% | $9,285-86.1% | $10,828-88.1% |