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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,092 | $150,447-42.1% | $136,298-36.1% | $147,586-41.0% |
| Participation rate | 63.2% | 84.4%-21.3pp | 81.9%-18.8pp | 82.8%-19.7pp |
| Annual return | 14.37% | 1049.15%-1034.8pp | 5156.27%-5141.9pp | 578.59%-564.2pp |
| Employer contribution / active EE | $2,051 | $5,256-61.0% | $4,696-56.3% | $4,876-57.9% |
| Participant deferral / active EE | $5,742 | $6,631-13.4% | $6,247-8.1% | $5,439+5.6% |
| Admin fee / account holder | $1,968 | $10,906-82.0% | $9,244-78.7% | $10,886-81.9% |