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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,470 | $165,381-42.9% | $149,730-36.9% | $158,966-40.6% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 12.43% | 348.29%-335.9pp | 276.70%-264.3pp | 302.95%-290.5pp |
| Employer contribution / active EE | $1,558 | $5,104-69.5% | $4,645-66.5% | $4,762-67.3% |
| Participant deferral / active EE | $4,065 | $7,182-43.4% | $6,843-40.6% | $5,983-32.1% |
| Admin fee / account holder | $29,132 | $10,809+169.5% | $9,310+212.9% | $11,250+159.0% |