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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,603 | $166,020-22.5% | $164,866-22.0% | $145,959-11.9% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.6%-11.9pp | 80.3%-13.6pp |
| Annual return | 17.79% | 100.08%-82.3pp | 69.97%-52.2pp | 561.95%-544.2pp |
| Employer contribution / active EE | $1,557 | $5,275-70.5% | $4,343-64.2% | $4,661-66.6% |
| Participant deferral / active EE | $12,146 | $6,961+74.5% | $6,033+101.3% | $6,689+81.6% |
| Admin fee / account holder | $46 | $16,644-99.7% | $12,689-99.6% | $13,398-99.7% |