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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,603 | $166,242-22.6% | $165,071-22.1% | $145,884-11.8% |
| Participation rate | 66.7% | 82.0%-15.4pp | 78.6%-12.0pp | 80.3%-13.6pp |
| Annual return | 17.79% | 100.44%-82.7pp | 70.17%-52.4pp | 551.85%-534.1pp |
| Employer contribution / active EE | $1,557 | $5,283-70.5% | $4,347-64.2% | $4,662-66.6% |
| Participant deferral / active EE | $12,146 | $6,964+74.4% | $6,035+101.3% | $6,690+81.6% |
| Admin fee / account holder | $46 | $16,658-99.7% | $12,695-99.6% | $13,392-99.7% |