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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,325 | $142,361-56.9% | $119,608-48.7% | $134,509-54.4% |
| Participation rate | 69.2% | 82.8%-13.6pp | 79.3%-10.0pp | 81.2%-12.0pp |
| Annual return | -16.24% | -12.46%-3.8pp | -14.98%-1.3pp | 418.13%-434.4pp |
| Employer contribution / active EE | $7,352 | $5,224+40.7% | $4,232+73.7% | $4,741+55.1% |
| Participant deferral / active EE | $8,778 | $6,468+35.7% | $5,601+56.7% | $6,400+37.1% |
| Admin fee / account holder | $27,484 | $13,588+102.3% | $10,326+166.2% | $11,427+140.5% |