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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,913 | $162,812-58.9% | $133,971-50.1% | $158,966-57.9% |
| Participation rate | 61.5% | 83.2%-21.7pp | 79.8%-18.3pp | 82.0%-20.4pp |
| Annual return | 17.60% | 41.94%-24.3pp | 45.09%-27.5pp | 302.95%-285.4pp |
| Employer contribution / active EE | $6,639 | $4,976+33.4% | $3,919+69.4% | $4,762+39.4% |
| Participant deferral / active EE | $6,374 | $5,910+7.8% | $5,047+26.3% | $5,983+6.5% |
| Admin fee / account holder | $10 | $11,741-99.9% | $8,929-99.9% | $11,250-99.9% |