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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,284 | $102,616+15.3% | $81,981+44.3% | $158,931-25.6% |
| Participation rate | 94.4% | 75.5%+18.9pp | 69.3%+25.2pp | 82.0%+12.5pp |
| Annual return | 10.43% | 61.05%-50.6pp | 41.31%-30.9pp | 302.86%-292.4pp |
| Employer contribution / active EE | $2,139 | $3,240-34.0% | $2,498-14.4% | $4,761-55.1% |
| Participant deferral / active EE | $6,093 | $4,648+31.1% | $3,722+63.7% | $5,982+1.8% |
| Admin fee / account holder | $2,380 | $8,236-71.1% | $5,664-58.0% | $11,247-78.8% |