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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,688 | $104,709+28.6% | $85,705+57.2% | $167,553-19.6% |
| Participation rate | 100.0% | 76.4%+23.6pp | 69.9%+30.1pp | 82.1%+17.9pp |
| Annual return | 13.58% | 21.45%-7.9pp | 21.49%-7.9pp | 478.89%-465.3pp |
| Employer contribution / active EE | $2,116 | $3,338-36.6% | $2,619-19.2% | $4,840-56.3% |
| Participant deferral / active EE | $6,580 | $4,827+36.3% | $3,924+67.7% | $6,343+3.7% |
| Admin fee / account holder | $7,523 | $10,036-25.0% | $6,877+9.4% | $12,316-38.9% |