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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,796 | $90,691+122.5% | $76,119+165.1% | $145,884+38.3% |
| Participation rate | 92.9% | 74.5%+18.4pp | 69.1%+23.8pp | 80.3%+12.6pp |
| Annual return | 12.60% | 624.52%-611.9pp | 361.25%-348.6pp | 551.85%-539.2pp |
| Employer contribution / active EE | $3,119 | $3,329-6.3% | $2,693+15.8% | $4,662-33.1% |
| Participant deferral / active EE | $9,646 | $5,167+86.7% | $4,259+126.5% | $6,690+44.2% |
| Admin fee / account holder | $1,809 | $8,383-78.4% | $6,421-71.8% | $13,392-86.5% |