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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,138 | $91,037-16.4% | $71,671+6.2% | $147,586-48.4% |
| Participation rate | 100.0% | 76.1%+23.9pp | 68.7%+31.3pp | 82.8%+17.2pp |
| Annual return | 13.08% | 20.48%-7.4pp | 20.65%-7.6pp | 578.59%-565.5pp |
| Employer contribution / active EE | $1,911 | $3,327-42.6% | $2,460-22.3% | $4,876-60.8% |
| Participant deferral / active EE | $5,168 | $4,498+14.9% | $3,438+50.3% | $5,439-5.0% |
| Admin fee / account holder | $1,870 | $8,613-78.3% | $5,558-66.4% | $10,886-82.8% |