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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $461,817 | $77,814+493.5% | $158,223+191.9% | $86,983+430.9% |
| Participation rate | 96.2% | 68.4%+27.8pp | 79.2%+17.0pp | 69.5%+26.7pp |
| Annual return | 16.33% | 30.54%-14.2pp | 52.09%-35.8pp | 25.83%-9.5pp |
| Employer contribution / active EE | $11,393 | $2,592+339.5% | $4,109+177.3% | $2,584+340.8% |
| Participant deferral / active EE | $15,586 | $3,270+376.7% | $5,467+185.1% | $4,194+271.6% |
| Admin fee / account holder | $5,934 | $5,879+0.9% | $16,047-63.0% | $7,856-24.5% |