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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $380,536 | $77,920+388.4% | $149,723+154.2% | $75,177+406.2% |
| Participation rate | 93.9% | 65.6%+28.3pp | 78.8%+15.1pp | 67.2%+26.7pp |
| Annual return | 19.07% | 31.72%-12.7pp | 134.50%-115.4pp | 160.75%-141.7pp |
| Employer contribution / active EE | $17,744 | $3,138+465.4% | $4,821+268.0% | $2,671+564.3% |
| Participant deferral / active EE | $13,847 | $3,411+305.9% | $5,682+143.7% | $4,126+235.6% |
| Admin fee / account holder | $12,131 | $5,951+103.9% | $13,215-8.2% | $5,651+114.7% |