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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,462 | $95,415+269.4% | $185,851+89.6% | $85,851+310.5% |
| Participation rate | 95.8% | 68.8%+27.1pp | 81.7%+14.1pp | 69.3%+26.5pp |
| Annual return | 12.04% | 23.59%-11.6pp | 122.11%-110.1pp | 318.63%-306.6pp |
| Employer contribution / active EE | $12,500 | $3,314+277.2% | $5,168+141.9% | $2,565+387.2% |
| Participant deferral / active EE | $9,915 | $3,424+189.6% | $5,569+78.1% | $3,952+150.9% |
| Admin fee / account holder | $1,105 | $7,215-84.7% | $16,245-93.2% | $6,261-82.4% |