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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,083 | $91,198+252.1% | $178,503+79.9% | $79,856+302.1% |
| Participation rate | 97.7% | 69.2%+28.5pp | 81.9%+15.7pp | 69.6%+28.0pp |
| Annual return | 11.22% | 24.20%-13.0pp | 151.12%-139.9pp | 31.71%-20.5pp |
| Employer contribution / active EE | $13,920 | $3,257+327.5% | $5,011+177.8% | $2,471+463.3% |
| Participant deferral / active EE | $12,289 | $3,237+279.7% | $5,202+136.2% | $3,741+228.5% |
| Admin fee / account holder | $47,453 | $6,748+603.2% | $13,987+239.3% | $5,306+794.3% |