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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,601 | $73,863+315.1% | $143,797+113.2% | $68,490+347.7% |
| Participation rate | 97.9% | 66.7%+31.2pp | 80.3%+17.6pp | 67.9%+30.0pp |
| Annual return | -15.88% | 0.91%-16.8pp | -0.04%-15.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $20,863 | $3,185+555.1% | $4,952+321.3% | $2,597+703.4% |
| Participant deferral / active EE | $13,572 | $3,385+301.0% | $5,638+140.7% | $4,028+237.0% |
| Admin fee / account holder | $3,073 | $5,756-46.6% | $14,679-79.1% | $5,403-43.1% |