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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,767 | $58,848+25.4% | $88,179-16.3% | $82,637-10.7% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.1%+30.9pp | 68.1%+31.9pp |
| Annual return | 13.33% | 22.76%-9.4pp | 64.97%-51.6pp | 53.51%-40.2pp |
| Employer contribution / active EE | $2,415 | $1,678+43.9% | $2,549-5.3% | $2,552-5.4% |
| Participant deferral / active EE | $2,613 | $3,124-16.4% | $4,614-43.4% | $4,126-36.7% |
| Admin fee / account holder | $3,943 | $4,795-17.8% | $7,673-48.6% | $7,339-46.3% |