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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,849 | $43,075-30.7% | $74,577-60.0% | $62,881-52.5% |
| Participation rate | 81.2% | 58.1%+23.1pp | 68.1%+13.0pp | 69.3%+11.9pp |
| Annual return | 0.18% | 17.50%-17.3pp | 20.47%-20.3pp | 20.14%-20.0pp |
| Employer contribution / active EE | $779 | $1,498-48.0% | $2,525-69.2% | $2,281-65.9% |
| Participant deferral / active EE | $1,592 | $2,389-33.4% | $3,458-54.0% | $3,203-50.3% |
| Admin fee / account holder | $819 | $2,840-71.2% | $4,138-80.2% | $4,296-80.9% |