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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,503 | $48,053-38.6% | $84,628-65.1% | $72,975-59.6% |
| Participation rate | 94.0% | 57.6%+36.5pp | 68.2%+25.8pp | 69.5%+24.6pp |
| Annual return | 6.16% | 37.39%-31.2pp | 258.80%-252.6pp | 81.01%-74.9pp |
| Employer contribution / active EE | $2,991 | $1,602+86.7% | $2,653+12.7% | $2,440+22.6% |
| Participant deferral / active EE | $1,802 | $2,681-32.8% | $3,900-53.8% | $3,608-50.1% |
| Admin fee / account holder | $4,381 | $3,395+29.0% | $4,914-10.8% | $5,124-14.5% |